Call Community Mortgage Network at 1-800-440-6678 for specific eligibility requirements and guidelines. This is not a pre-approval or a commitment to lend. Mortgage loans are subject to credit review and approval. Programs subject to change without notice and exceptions apply. Community Mortgage Network is a division of The First State Bank and First Bancshares, 660 Central Avenue, Barboursville, WV 25504, a West Virginia Residential Mortgage Licensee. Member FDIC. Equal Housing Lender.